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Paychecks & Balances | Personal Finance & Career Advice for Millennials

Looking for a down-to-earth approach to personal finance and career advice? This funformative podcast will help you get it together financially and professionally without boring you to sleep. Join Rich & Marcus for upbeat discussions on work and money with a millennial spin. New episodes out every Tuesday. Got personal finance or career advice questions/topics you'd like us to cover? Email us at info@paychecksandbalances.com!
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Now displaying: March, 2016
Mar 29, 2016

Size doesn't matter! Well, when it comes to your personal finances anyway. Do you have at least $2,000 in debt or more? Simply adding $10 extra dollars to your minimum payment can save you over $2,400 in interest payments and help you pay your debt off in 1/3 of the time. Don't have $10? LIAR! But, just in case you are telling the truth, we found 5 easy ways to save you over $3,000 this year with a few temporary cutbacks. Sacrificing for just 90, 180, or 365 days can help you pay off your debt in months instead of years. Want to save even more money? Hop on over to Bankrate to use their free debt payment calculator to see how soon you can pay off your debts. Still don't believe us? Listen to the show and we'll prove it.

Announcements:

Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps.

LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances!

Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.

Mar 25, 2016

This week, Paychecks & Balances is happy to introduce "Ask a Professional." We've realized that we don't know everything, but we do know people who know a lot of answers to those things questions we can't answer. With the help of Desiree Mullins, a licensed real estate agent in New York City, we will navigate some frequent questions for first time home owners and renters re-entering the current real estate and housing market. Inspired by a StreetEasy article estimating some New Yorkers spend upwards of 60% of their income on rent, Desi helps us understand how this came to be; the best time to rent for buyers; why "the rent is too damn high"; and much much more. Sit back, listen, learn and enjoy!

Announcements:

Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps.

LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances!

Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.

Mar 22, 2016

Don't call it a comeback! We're back this week with Part 2 of Office Habits That Hold You Back. Picking up where we left off last week, we talk about how introverts can overcome the "why are you so quiet?" struggle that extroverts seem to love to ask us. We also discuss why an apology is ok, but apologizing too much is not ok. Lastly, remember to promote yourself! Not literally, because that might be frowned upon by HR, but remember to track your progress throughout the year, because that's not your manger's responsibility. Your manager's responsibility to manage you and make sure your "duties as assigned" are completed with "minimal supervision." This is why it's important that you take ownership for your work, track your work, complete your work, then gloat about your work using the template you used to track your work come Performance Evaluation season. We want you to be great by taking control of your career goals and your career progress. This week we tell you how to just that.

Announcements:

Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps.

LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances!

Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.

Mar 17, 2016

Welcome to Paychecks & Balances Question and Answer. This week we answer the following:

  1. How do you handle a situation where someone that does not report to you isn't doing their job but it is impacting your ability to do YOUR job? I feel like an a** going to their boss, but is there any other way after you've talked to them several times?
  2. My question is about applying to jobs. Sometimes when looking at openings I come across two or more positions I'm interested and qualified for. Should I apply to all or pick the one I have the best shot at?

Announcements:

Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps.

LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances!

Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.

Mar 15, 2016

On this week's Paycheck & Balances we discuss tips for getting ahead at work and how the simple wording of an email might be holding you back. Do you find yourself apologizing too much for missing deadlines? Have you dealt with a coworker that repeatedly promises greatness but barely delivers on mediocrity? This is the episode for you. We provide simple tips for rewording how you communicate with your boss and peers to emphasize solution oriented outcomes versus assigning blame or taking a hit for someone else's mistakes.

Announcements:

Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps.

LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances!

Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.

Mar 8, 2016

Welcome to Paychecks & Balances first Question and Answer session. This week we tackle two listener questions:

  1. In the middle of a job search (looking for more money & more responsibility) and just found out that my dad is sick. I’ll probably need to travel often to help with doctor’s visits/treatment. Should I put my search on hold/decline offers or take the job and then slowly reveal my situation?
  2. Hi, I work in insurance. I really like insurance, but I don’t really like the culture of the insurance industry. For this reason, I’m interested in possibly pursuing opportunities at insurance start-ups. There’s one in particular that I’m interested in. My question is: how does startup recruiting work, and how is it different than recruiting at more mature companies. Also, given the info I’ve shared so far, how would you go about starting a conversation with the recruiting function at the startup I’ve described?

Have a question for us? Contact us at info@paychecksandbalances.com or quickly access our ask.fm account at ask.fm/PayBalances.

Announcements:

Looking for more career development and debt freedom tips? Join our email list atPaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps.

LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances!

Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.

Mar 8, 2016

Welcome to the first episode of Paychecks & Balances. We know time is money, so we didn't waste any time tackling our first show topic: "Paycheck Plateaus." What's a Paycheck Plateau? It's when you constantly find yourself with too much month left at the end of your money. At PaychecksAndBalances we've learned the hard way that your money stops growing way before you stop getting older and how a $5,000 mistake in your 20s can cost you over $630,000 by your 60s. That's why we spend this episode breaking down the money and career decisions you need to prioritize at each phase of your career in your 20s, 30s, and 40s.  Tune in so you can know better, then do better.

Announcements:

Looking for more career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps.

LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances!

Have an anonymous question? Drop a question at ask.fm/PayBalances. Our only request: Please be respectful.

Mar 8, 2016

Welcome to our new podcast! In this quick intro episode, we discuss what'll be covered here so you know what to expect going forward. Think of it as an extended trailer.

Be sure to follow us on twitter at @PayBalances, visit our site at www.paychecksandbalances.com, and join our email list at www.paychecksandbalances.com/email


For questions or topic suggestions, feel free to email us at info@paychecksandbalances.com. We look forward to bringing you a helpful, informative, and humorous look at work and money for the rising professional!

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